Rates and Fees

 

 

Rates and Fees

Our interest rates and fees are some of the lowest in the industry. Below you find more information about the interest rates and possible fees associated with a loan from ePrivate Lending.

 

Rates

  • Interest Rates– Range from 7.99% to 12%. Interest rates are determined by actual cash investment, loan to value, credit score and loan term requested.

 

Fees

  • Lender Origination– As low as 2% or $2,000.00 of the total loan amount, whichever is greater. The Lender Origination is all-inclusive fee that covers the expense of the application, processing, underwriting, initial inspection and loan set up. This fee is collected on the Settlement Statement at closing.

 

  • Standard Appraisal- $450.00. Appraisals however can cost more depending on the complexity of the property. The appraisal fee is collected at the time of order.

 

  • Inspection Draw– (Construction loans only) $155.00 per draw request. This will be deducted from the construction reserve funds at the time of draw.

 

  • Wire– $30.00. This fee is collected on the Settlement Statement at closing.

 

  • Extension– If an extension to your loan term is needed, there will be a charge 1.0% or $1,000.00 of the total loan amount, whichever is greater. This fee is due at the time the extension agreement is executed.

 

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